The plan only works if you keep going through the bad years. Learn what two investing legends say about it.
I wire airplanes by day. By night I’m building a runway of my own.
I’m an Italian in my twenties living in Toulouse, France. I work as an aircraft wiring technician: I read the electrical diagrams, crimp the contacts and route the harnesses that carry power and signals through commercial jets.
It started with an electronics diploma in Italy. Then came France, and a job inside the machines that carry people across the planet.
Before the planes, I spent two years at Paris Orly checking passengers onto international flights, watching thousands of people leave for somewhere else while I stayed on the ground. I also worked at La Felicità, a huge Italian restaurant in Paris, which taught me to stay calm when everything is loud, full and on fire.
And down in Calabria, in the south of Italy, there are olive groves waiting for me.
I noticed something that sounds too simple to be true: how fast you can stop working depends less on what you earn and more on the share you keep. A good pay slip means little if everything leaves on the 30th.
I wanted to see that in ten seconds with my own numbers, so I built this calculator. Then I figured other people might want to see theirs.
Keep more than half of what I earn. Put it every month into one global index fund, such as VWCE in Europe. Don’t check it every day. Stay the course.
My next chapter may take me abroad, maybe somewhere with a higher salary. The idea is to earn more while keeping my lifestyle exactly where it is, which is why the calculator has a “Lock my lifestyle” switch.
Real numbers, simple tools and honest articles written by me about what I learn on the way. No get-rich-quick tricks, no hot tips, no secret formula. Just boring habits repeated for a very long time.
I’m not a financial advisor, and nothing here is financial advice. I’m a guy with a spreadsheet, a plan and a lot of patience.
Try the calculator